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Category Archives: PERC
Credit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand
PERC released a report on the impact of comprehensive credit reporting in Australia and New Zealand. The report summarizes the results from a pioneering joint undertaking by PERC and Dun & Bradstreet Australasia using credit data from 1.8 million Australians. … Continue reading
Posted in Australia, Consumer Credit Information, Credit Bureau News, D&B Australia, Member, Member News, PERC, PERC, Users of Information
Tagged Australia and New Zealand Legislation on Comprehensive Credit Reporting, Australian Risk Climate, PERC & D&B on Comprehensive Credit Reporting
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PERC Releases Study on Comprehensive Credit Reporting in Australia
PERC released a new study detailing the impacts of more comprehensive credit reporting in Australia and New Zealand. The report, Credit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand, summarizes the results from a joint undertaking by … Continue reading
Posted in Australia, Consumer Credit Reporting, Credit Reporting, D&B, D&B Australia, Member, Member News, New Zealand, PERC, PERC
Tagged Comprehensive Credit Reporting, Dr. Michael Turner, Dun & Bradstreet Australia, omprehensive reporting in Australia and New Zealand, PERC, PERC Study on C
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Use of Alternative Data for Financial Inclusion Spreading Globally: Mobile Phone and Social Network Data Show Promise
PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR) as part of a person’s … Continue reading
A New Pathway to Financial Inclusion: Alternative Data, Credit Building, and Responsible Lending in the Wake of the Great Recess
This PERC study compares results with data from2005/2006 and 2009/2010 credit reports to assess the consumer credit impact of including fully reported alternative data in credit reports. The data was selected to capture the period during which unemployment and late … Continue reading
Alternative Data Repairs Bad Credit, Increases Credit Access
At a briefing on Capitol Hill, the Policy and Economic Research Council (PERC) released a report on the consumer credit impacts of including fully reported (timely and late payment data) non-financial payment data (so-called “alternative data”) in consumer credit reports. … Continue reading
US Credit Report Quality: Vast Amount is Accurate According to PERC Study
US consumers can rest easier if they are concerned that there is a likelihood that errors in their credit reports are negatively affecting their credit worthiness, a new study released by the Policy and Economic Research Council (PERC) shows. Conducted … Continue reading