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Category Archives: Credit Reporting
Consumer Education: Credit Reports ≠ Credit Scores
Consumer education should be an important function for lenders, credit grantors and credit reporting companies says the credit scoring firm FICO in its recent Bankinganalyticsblog. It is too important to be left to the press and other sources as the following … Continue reading
Posted in Consumer Credit Information, Consumer Credit Reporting, Credit Reporting, Credit Scoring & Decision System, Credit Scoring & Decision System, FICO (Fair Isaac), Financial Literacy Training, United States
Tagged Consumer Education in Credit Reporting and Credit Scoring, FICO
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World Bank Issues General Principles on Credit Reporting
The World Bank, in collaboration with the Bank for International Settlements (BIS), the IFC (International Finance Corporation), various central banks and members of the information industry represented by ACCIS (Europe), BIIA (Asia Pacific), CDIA (USA) and the Latin American Credit … Continue reading
India: Micro-finance Institutions (MFIs) Agree on Common Code of Conduct
Indian Micro-finance institutions under the auspices of Sa-Dhan (Association of Community Development), finance institutions and MFIN (Micro-finance Institutions Network) have released a code of conduct which would enable them to put up a joint front to promote and protect the … Continue reading
New Transparency for Credit Management – Value Added through Internal and External Information Sources
The German Credit Management Association recently held its 2011 conference and exhibit in Frankfurt/Main. The conference focused on the topic of value creation through greater availability of internal and external information. A number of presentations centered on methods in how … Continue reading
D&B Launches 200-Day Digital Tribute to Mark Reaching 200 Million Businesses
Dun & Bradstreet (NYSE: DNB) has reached a significant milestone: 200 million businesses covered in its global database. To celebrate, D&B will take the next 200 days to say “thank you” through a digital tribute to businesses around the world. … Continue reading
Posted in Business Information, Credit Information, Credit Reporting, D&B, Data Integration, Information Solutions for SMEs, Marketing & Sales Information, Member, Member News, United States
Tagged D&B celebrates 200 million business regords and 170th anniversary, D&B reaches milestone of 200 million businesses in its global data base, Sara Mathew pays tribute to 200 million businesses
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Credit Information: What does ‘Freshly Investigated Credit Reports Mean’?
On June 13, 2011 BIIA posted a story “Customers Turn Competitors” discussing the offering of ‘freshly investigated credit reports’ by credit management associations. The story was prompted by a discussion within BIIA what ‘freshly investigated credit reports’ means in terms … Continue reading
Commercial Credit Information: The Shape of Things to Come?
BIIA contributing writer Philip Cotter examines how two new entrants disrupt the current status quo in commercial credit information. Recently Cortera in North America and Creditsafe in Europe, have caused discomfort to the larger players through their aggressive pricing, PR … Continue reading
Veda Advantage Rebuts Positive Credit Reporting Regimen Criticism
Veda Advantage has hit back at criticism of the incoming “positive” credit reporting regimen, arguing that many of the charges laid against it by brokers are inaccurate and that it will succeed in protecting consumers. Speaking with Australian BrokerNews, Veda … Continue reading
Observations from the BIIA Forum 2011: The SME Dilemma – Lack of Access to Finance
The SME Dilemma: Eliminating Information Asymmetries – A Challenge and Opportunity for the Business Information Industry BIIA had invited Tony Lythgoe, from the IFC (World Bank Group) to provide an overview of the key findings from recent IFC work on … Continue reading
General Principles for Credit Reporting Unveiled by World Bank
BIIA participated in a taskforce co-chaired by the World Bank and the Bank for International Settlement to develop general principles for credit reporting for the financial services sector. These general principles are intended for policymakers, regulators, financial supervisors, credit reporting … Continue reading