Category Archives: Credit Reporting

Quality of Consumer Credit Information: PERC report and FTC Report Share a Number of Similarities

Results from the 2011 Policy and Economic Research Council (PERC) report U.S. Consumer Credit Reports: Measuring Accuracy and Dispute Rates are similar to the recently released Federal Trade Commission (FTC) report on the accuracy of consumer credit reports maintained by … Continue reading

Posted in Consumer Credit Reporting, Credit Reporting, PERC, United States, Users of Information | Tagged , | Leave a comment

German Based Micro Lender Eyes Small Business Lending – Generates its Own Information

Kreditech, which was launched last year (see our report of November 2012) to provide small loans to consumers is said to be breaking into the small business lending market. At this point in time little is known about the announced … Continue reading

Posted in Alternative Data in Credit Reporting, Analytics, BIG DATA, Credit Information, Credit Reporting, Credit Scoring & Decision System, Credit Scoring & Decision System, Financial Inclusion, Germany, Information Solutions for SMEs, Kreditech Germany, Lending Solutions, Microfinance, Users of Information | Tagged , , , , | Leave a comment

Has Deleveraging in the US Come to an End?

After five years of nearly uninterrupted deleveraging, are American consumers (with a little help from lenders) ready to reverse course and begin taking on more debt?  According to FICO’s latest quarterly survey of US bank risk professionals, the answer seems to be … Continue reading

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China Regulates Credit Information

According to a press release of the Legislative Affairs Office of the People’s Republic of China, Premier Wen Jiabao, presiding over a State Council executive meeting, examined and adopted the “Credit Management Ordinance”. The legislation covers consumer and commercial credit … Continue reading

Posted in BIIA News, China, Commercial Credit Information, Commercial Credit Reporting, Consumer Credit Reporting, Credit Reporting, Member, Member News, People's Bank of China, Regulatory News, Users of Information | Tagged , , | Leave a comment

IFC (World Bank Group) Publishes Credit Reporting Knowledge Guide 2012

The revised Credit Reporting Knowledge Guide 2012 aims to support the dissemination of knowledge on best practices in credit reporting development based on IFC’s experience.   The original Credit Bureau Knowledge Guide (2006) elaborated on the knowledge gained over several … Continue reading

Posted in Consumer Credit Information, Credit Bureau Operations, Credit Information, Credit Reporting, Financial Inclusion, IFC World Bank Group, SME Access to Finance Issue, Users of Information, World Bank | Tagged , | Leave a comment

Dun & Bradstreet Credibility Corp. Provides Free Commercial Credit Reports

Dun & Bradstreet Credibility Corp., a provider of credit building and credibility management solutions for businesses, introduced CreditSignal(TM), a first-of-its-kind free business credit report (in the USA*) that alerts companies to changes in their business credit scores and ratings. D&B … Continue reading

Posted in Business Information, Credit Information, Credit Reporting, D&B Creditbility Corporation, Information Solutions for SMEs, Member, Member News, United States, Users of Information | Tagged , , | Leave a comment

UK Risk Climate: UK’s Largest Companies Pay Nine Days Faster

Positive Impact of UK Prompt Payment Code: Four years after the Prompt Payment Code (PPC) was launched, Experian reveals that the difference between the late payment times of the largest firms (more than 1,000 employees) and the smallest firms (up … Continue reading

Posted in Credit Management, Credit Reporting, Experian, Regulatory News, United Kingdom, Users of Information | Tagged , , | Leave a comment