Category Archives: SME Access to Finance Issue

European Bankers Expect “Credit Gap” to Shrink for Consumers and Small Businesses, According to FICO-Efma Survey

FICO (NYSE:FICO), and Efma announced recently the results of the seventh European Credit Risk Survey, which measures retail bankers’ outlook for the availability of credit along with their investment priorities for the year ahead. In the February survey, completed by … Continue reading

Posted in European Union, FICO (Fair Isaac), SME Access to Finance Issue, Users of Information | Tagged | Leave a comment

Credit Assessment: The “Computer Says No” Myth

There’s a common fallacy that computers – because they have no souls – turn down loan requests automatically, whereas bankers – some of whom may have souls – are more likely to look at all the facts and say “yes.” … Continue reading

Posted in Business Information, Consumer Credit Information, Credit Bureau News, Credit Information, FICO (Fair Isaac), SME Access to Finance Issue, Uncategorized, United Kingdom, Users of Information | Tagged | Leave a comment

Smart Tips To Avoid Over-Indebtedness And Live On The Right Financial Track

Are you someone who has the habit of splurging with money? If you are into the habit of whipping your plastics for every single purchase, you should immediately realize this is going to lead to indebtedness in the long run. … Continue reading

Posted in Consumer Credit Reporting, Financial Inclusion, Financial Literacy, Microfinance, SME Access to Finance Issue, Uncategorized, United States, Users of Information | Tagged | Leave a comment

Crisil India: Bank Loan and SME Ratings Drives Growth

Crisil Ltd, one of India’s credit rating agencies, has reported a 7.5 per cent rise in net profit at Rs 60 crore during the October-December quarter compared with Rs 56 crore in the year-ago period.  Its consolidated profit-after-tax was Rs … Continue reading

Posted in CRISIL, Rating Services, Risk Solutions, S&P, SME Access to Finance Issue, Users of Information | Leave a comment

The Credit Conundrum: SME Financing Gap in Europe

Small- and medium-sized enterprises (SMEs) account for the majority of business activity in most countries and play a vital role in stimulating growth, innovation and competitiveness. It is therefore important to assess the degree to which SMEs are provided with … Continue reading

Posted in BIIA News, Business Information, Duedil UK, European Union, Public Sector Information, SME Access to Finance Issue, Trade Credit, Transparency, Uncategorized, United States, Users of Information | Tagged , | Leave a comment

Graydon UK Commented on Government Plans to back SMEs

Alexander Schwendtner, Managing Director Graydon commented on Government plans to boost SME growth Prime Minister David Cameron saluted Britain’s record rate of new business creation.  One ironic positive from the on-going financial crisis is that the number of entrepreneurs setting … Continue reading

Posted in Credit Information, Graydon, Member, Member News, SME Access to Finance Issue, Users of Information | Tagged , , | Leave a comment

SME Access to Finance: The Business Model Seems to Be the Issue

The SME Finance Forum Group on LinkedIn (over 1100 members) conducted a survey to get a sense of priorities in this sector.  The group was polled on four key subjects and the response was as follows: Policies and Regulations:   11% … Continue reading

Posted in Financial Inclusion and Financial Literacy, Information Services for Microfinance, Information Solutions for SMEs, SME Access to Finance Issue, Uncategorized, Users of Information | Tagged , , | Leave a comment

US Small Businesses Continue to be Stressed

“The world of the small business is getting tougher and tougher and the US has become a far less friendly place for the entrepreneur” The latest data from the National Federation of Small Business is not going to cheer those … Continue reading

Posted in SME Access to Finance Issue, Supplier Risk Assessment, Trade Credit, Users of Information | Tagged , | Leave a comment

IFC (World Bank Group) Publishes Credit Reporting Knowledge Guide 2012

The revised Credit Reporting Knowledge Guide 2012 aims to support the dissemination of knowledge on best practices in credit reporting development based on IFC’s experience.   The original Credit Bureau Knowledge Guide (2006) elaborated on the knowledge gained over several … Continue reading

Posted in Consumer Credit Information, Credit Bureau Operations, Credit Information, Credit Reporting, Financial Inclusion, IFC World Bank Group, SME Access to Finance Issue, Users of Information, World Bank | Tagged , | Leave a comment