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Shandong Province’s Dongying Establishes City-level Credit Reference Platform

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There are now a reported 31 micro credit companies, 24 financing guarantee companies, and 25 private capital management companies operating in Dongying, Shandong Province. To better regulate and ease the loans approval process for small- and medium-sized enterprises (SMEs), the city-level government of the Chinese city has now established a financial credit platform to consolidate credit information for the local ... Read More »

The Perils of Operating a Search Engine Business: Google Asked to Remove 345 Million Links

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The perils of operating a search engine business:  Copyright holders asked Google to remove more than 345,000,000 allegedly infringing links from its search engine in 2014. The staggering number is an increase of 75% compared to the year before. While Google has taken some steps to downrank pirate sites, the rate at which takedown notices are sent continues to rise. ... Read More »

Equifax Partners with Digital Matrix Systems

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Equifax announced a Partnership with Digital Matrix Inc. to Introduce Credit Score Alternative for Auto Insurance Equifax announced a relationship with Digital Matrix Systems, Inc. (DMS) to introduce a new, innovative credit score alternative for the auto insurance industry.  The risk evaluation tool will enable insurers to reduce risk exposure, reduce acquisition costs and simplify the customer quote process. Compare.com, an auto insurance ... Read More »

PERC Study on Expanding Credit Access for ‘Credit Invisibles’

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Fully Reported Utility and Telecommunications Payment Data Could Expand Credit Access for “Credit Invisibles,” PERC Study Finds Using fully reported utility and telecommunications payment data (timely and late payment information) in credit reports and credit scores could expand credit access for significant numbers of Americans with thin or no credit files while decreasing credit risk for lenders overall, according to ... Read More »

Acxiom Launches LiveRamp Connect across Australia & New Zealand

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Connects the Digital Marketing Ecosystem Acxiom a customer data solutions and marketing services company, acquired privately held San Francisco based LiveRamp in 2014, the leading service for onboarding customer data into digital marketing applications, for approximately $310 million. Together, Acxiom and LiveRamp became the industry-leading solution for bringing offline customer data online accelerating Acxiom’s vision of a connected ecosystem that delivers ... Read More »

Australia: Metadata is Personal Data

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The Australian Privacy Commissioner has ruled that telco metadata on the phone calls a person receives and sends is ‘personal information’ and therefore access rights apply. The requester, a journalist, wanted access to all the metadata information Telstra, a telecom company, had stored about him in relation to his mobile phone service, including (but not limited to) cell tower logs, ... Read More »

Acxiom Corp. Sells IT Business for $190 million

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Acxiom, an enterprise data, analytics and software-as-a-service company, announced that it has entered into a definitive agreement to sell its IT Infrastructure Management business (Acxiom IT) to Charlesbank Capital Partners and M/C Partners for total cash consideration of up to $190 million. The sale is expected to close in the second quarter of fiscal 2016, following the satisfaction of regulatory ... Read More »

Thomson Reuters Launches Russian Sanctions Tracking Service

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Thomson Reuters, the world’s leading source of intelligent information for businesses and professionals, announced the launch of its Russian Sanctions Tracking Service. In July 2014, the European Union (EU) and the Office of Foreign Assets Control (OFAC) issued a number of executive orders and sectoral sanctions against Russia in retaliation for the Russian government’s annexation of Crimea and its activities ... Read More »

IBM Launches Watson Analytics Pro

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IBM introduced Watson Analytics Professional, a new edition that gives users more business-centric capabilities, such as a collaboration function that lets multiple people work simultaneously in a single Watson Analytics dataset.  Also, the new edition supports IBM dbDash, IBM DB2 databases, Java Database Connectivity (JDBC) API connectors for SQL databases, IBM SQL Database for Bluemix and report data from IBM Cognos ... Read More »

Country Risk Climates: Trends to Keep an Eye On

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Brazil – negotiations to freeze budget spending; Dominican Republic – strong growth, robust peso; Georgia – benefitting from its Western connections; Tanzania – the shilling has fallen to an all-time low. EGYPT: President al-Sisi is doing well in polishing Egypt’s international image and, importantly, in paving the way for an economic rebound. Most of the indicators are now pointing in ... Read More »

Data Distrust Pits Consumers against Business

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Consumers around the world are actively sabotaging business success every day by deliberately providing the wrong information when asked for personal details, scuppering organisations’ growth plans. A new study by GBG, the leader in identity data intelligence solutions, shows consumers are fed up with being asked for their details, with two in three admitting to deliberately giving incorrect information because they ... Read More »

Infogroup Media Solutions and dbSignals Form Strategic Marketing Partnership

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Infogroup Media Solutions gains greater distribution capabilities for data services; dbSignals benefits from international data solutions dbSignals, a provider of next-generation marketing automation software, and Infogroup Media Solutions, a data-driven services and marketing solutions provider, announced they have formed a strategic marketing partnership to increase their offerings, especially to the underserved business-to-business market. Through its data partnership with Infogroup Media ... Read More »

Australian Risk Climate: 772,000 Victims of Identity Theft

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Online black market is closer than you think with 1 in 5 Australians affected by identity theft Personal information is currency in the underground world of cybercrime, which has managed to sting 5% of Australians – more than 772,000 people – with identity theft in the past 12 months alone. A new survey by credit bureau Veda shows that almost ... Read More »

Infogroup Media Solutions Adds Services to Multinational B2B Marketing Database

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Infogroup Media Solutions launched an update to Sapphire International, its multinational B2B marketing database, that will offer enhanced call center and lead generation services to give marketers the power to bridge languages, cultures and time zones, while delivering the right message at the right time. Sapphire International Teleconnect is an all-inclusive solution for global data-driven marketing services. In addition to high-quality global ... Read More »

SME Access to Finance in Australia: FINTECH May Be the Answer

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In Australia the Small Business Minister Bruce Billson wants to push ahead with legislation to limit the ability of banks to use non-financial conditions such as loan to value ratios to foreclose on small businesses borrowing up to $250,000. The problem is that the current model for bank lending to small businesses satisfies neither bank customers nor shareholders. Fortunately there ... Read More »

IBM White Paper: Battling Fraud at the Root Cause

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In the 2014 IBM Chief Information Security Officer assessment, nearly 60 percent of security leaders interviewed felt that “the sophistication of attackers was out stripping the sophistication of their organization’s defenses.” It’s no wonder.  Analysis of attacks over the years have shown that cybercriminals are studying their prey closely—understanding the security solutions, policies and procedures each bank implements—and devising successful ... Read More »

Equifax, Experian, TransUnion in Settlement of US$6 m with 31 State Attorneys

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Equifax, Experian and TransUnion have agreed to improve their approach to fixing mistakes on credit reports and address consumer disputes more effectively under a $6 million settlement with 31 state attorneys. The credit bureaus pledged to more closely scrutinize companies that furnish them with data and to curb the marketing of credit monitoring products to consumers who dispute information on ... Read More »

Country Risk Climate: Trends to Keep an Eye On

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Australia – a cautious budget, not too tough but still disciplined; Peru – popular resistance keeps many mining projects in limbo; Slovenia – a political crisis has been avoided. BRAZIL:  The outlook for the economy remains bleak, beclouded, as it is, by three uncertainties that could raise havoc as they conflate. One of them is the pernicious corruption scandal that ... Read More »