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Alibaba Affiliate Obtains Approval for Private Bank

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The China Banking Regulatory Commission said it gave approval to start a bank to a financial affiliate of the Alibaba Group, that is also the parent of Alipay who handles payment transactions and thus is crucial to Alibaba’ operations.   The bank would be headquartered in Hangzhou.  The financial affiliate of Alibaba will own 30%.  The Shanghai Fosun High Technology Group ... Read More »

Harte Hanks Appoints New Members to Senior Leadership Team

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Harte Hanks has announced the appointment of two executives to its senior leadership team: Brian Dames to the position of Chief Marketing Officer and Joseph Voica to the position of Senior Vice President of Sales.  Dames most recently served as Executive Vice President of Customer Solutions. Voica joins Harte Hanks from MasterCard Worldwide. Voica brings to his new role at ... Read More »

CRIF Hong Kong to Provide Legally-compliant Business Information on Chinese Companies

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​CRIF has announced the expansion of its Hong Kong office to provide business information on Chinese companies to the global market. There are many business information providers in China (both global and domestic), but it is not easy to identify which ones have legally-compliant and up-to-date data sources. CRIF Hong Kong meets international corporate governance standards and recently signed a ... Read More »

PERC Study Examines the Impacts of Full-file Information Sharing on Competition in Lending Markets

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PERC’s new study The Impacts of Information Sharing on Competition in Lending Markets specifically explores whether bank concentration falls following a shift to full-file credit sharing.   The key findings from the research include: Shifts to full-file credit reporting are not associated with meaningful changes in bank concentration/market power, and Consistent with past findings, greater information sharing is associated with ... Read More »

Cyber Security: Half of Firms to use Security Services for Company Information

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Around half of global companies could routinely use specialist security providers to safeguard their business information within the next four years, analysts predict. Technology forecasters Gartner say global business information security spending will grow by eight per cent before the end of this year, to total $71bn.  Security risk management, data protection and security infrastructure management firms stand to gain ... Read More »

Google Q3 2014 Revenues Up 20%

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“We expect to continue to make significant capital expenditures” Google Inc. reported consolidated revenues of $16.52 billion for the quarter ended September 30, 2014, an increase of 20% compared to the third quarter of 2013.  Google Inc. reports advertising revenues, consistent with GAAP, on a gross basis without deducting traffic acquisition costs (TAC). In the third quarter of 2014, TAC ... Read More »

US Country Risk Climate:  Small Business Remains Unconvinced

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According to the National Federation of Independent Business the majority of those in their polls are still far more cautious than excited and most are anticipating that conditions will worsen before getting substantially better. These are the companies that employ 500 or fewer people and they are the most important contributors to the hiring numbers from quarter to quarter. The ... Read More »

Equifax Canada Launches New Credit

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Equifax Canada has developed a new credit score to assist lenders and the one in five applications from Canadians who currently struggle to obtain credit, auto financing or a mortgage. Score Complete” was developed for credit grantors that need to determine whether or not their customers are going to meet their financial obligations. The new score will also make it easier ... Read More »

Onvia Announced the Release of Onvia 7

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Onvia Launches Next Generation Search Experience to Help Vendors Uncover Additional Government Contracting Opportunities Onvia 7 is a major upgrade to Onvia’s core platform and is immediately available to Onvia’s customer base of over 3,000 clients doing business in the public sector. Onvia 7 offers a next generation search experience to Onvia’s clients to help them discover more relevant business opportunities ... Read More »

Country Risk Climate:  Trends to Keep an Eye On

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France – the Finance Minister’s EU counterparts are not happy with the country’s failure to abide by budget rules; Germany – Merkel intends to stand fast; Israel – further interest rate cuts ahead; Uzbekistan – playing both sides between Moscow and Washington BOSNIA & HERZEGOVINA:  The elections last weekend served only – once again – to highlight the non-viability of ... Read More »

Demandbase Introduces Sales Accelerator on Salesforce AppExchange

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Demandbase receives investment from Salesforce Ventures, salesforce.com’s corporate investment group Demandbase announced the launch of a new application on the Salesforce AppExchange, Demandbase Sales Accelerator. Built expressly for B2B sales and marketing teams, Sales Accelerator automatically pushes critical account insights harvested from advertising and web site traffic into the Salesforce1 Platform. By converging these disparate data sets, Sales Accelerator helps bridge ... Read More »

E-commerce Giant Amazon Takes on Main Street USA

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Amazon goes for brick and mortar – takes on main street firms on their own turf! Amazon.com Inc. plans to open a store in the middle of New York City, according to people familiar with the plans, the first brick-and-mortar outlet in its 20-year history and an experiment to provide the type of face-to-face experience found at traditional retailers. The ... Read More »

Outsell Inc.: Disruptive Business Models

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Outsell has recently published a report on disruptive business models.  Here is a brief introduction to the topic: Disruption is all around us. Once a word used to describe a form of bad behaviour, now it’s a badge of honour. Every self-respecting start-up proudly wears the label. Every incumbent walks in fear of it. The economic uncertainties that still linger ... Read More »

Dr. Hans-Jürgen Papier Appointed Ombudsman of Schufa

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The former president of the German Constitutional Court, Dr. Hans-Jürgen Papier, has accepted the independent position of Ombudsman at Schufa, one of the leading consumer credit information companies in Germany.   The position became vacant due to the untimely death of Dr. Winfried Hassemer. The position of Ombudsman was established by SCHUFA sometime ago on a voluntary basis.  It is a ... Read More »

Veda SIMAH Risk Solutions Launched in Dubai

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John Roberts, Chairman of Veda SIMAH Risk Solutions spoke recently about the launch of Veda SIMAH Risk Solutions, a joint venture between the leading provider of credit information and analysis in Australasia (Veda) and the Saudi Credit Bureau (SIMAH); the Saudi Credit Bureau (SIMAH); the sole national credit bureau operating in Saudi Arabia.   Veda SIMAH Risk Solutions offers expertise in ... Read More »

Facilitating SME Financing Through Improved Credit Reporting

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Editorial comment on the current hype on data protection in Europe and how it may impact SME access to finance in particular and access to finance by individuals in general.  Not too long ago the World Bank issued a paper on the subject of facilitating SME financing through improved credit reporting (see link below).  The paper originated from a notion ... Read More »

FICO Score 9 Now Available at Equifax

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Newest FICO Score now available from Equifax to help lenders improve risk management, make best decisions throughout consumer credit lifecycle FICO announced the availability of FICO® Score 9 from Equifax for lenders and other businesses. This newest version of the FICO® Score introduces a more nuanced way to assess consumer collection information, bypassing paid collection agency accounts and offering a sophisticated treatment differentiating medical from ... Read More »

Experian Marketing Launches OmniView

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Experian Marketing Services unveiled OmniView™, a persistent data-linkage technology that creates a real-time single customer view, as part of the Experian Marketing Suite.  The single customer view, or persistent identity, created by OmniView allows organizations to increase the precision, authenticity and sophistication of their marketing campaigns across channels and devices. Since introducing the industry’s first linkage-technology product, Experian Marketing Services ... Read More »