First Central Credit Bureau is a risk and information solutions company situated in Lagos, Nigeria. We provide credit information history on individuals and businesses to enhance credit risk management.


Product & Services

  • Customer Identification (ID) verification services (Batch and on-line)
  • Credit Referencing and Report Services
    • Trace Report (Consumer)
    • Basic Report(Consumer/Commercial)
    • Detailed Report (Consumer/Commercial)
  • Credit Scoring and Ratings (Analytics/X-SCore)

Using specially developed analytic tools, the records of credit active individuals are aggregated and made available as a score (X-SCore) that accelerates a prospective lender decision process.

  • Loan Portfolio Review
  • Training in Risk Management

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