Category: Alternative Data in Credit Reporting

UK Survey: 62% of People ‘would Switch their Bank Account to a FinTech provider’ – Why Don’t They?

by Joachim Bartels | Feb 26, 2016 | Alternative Data in Credit Reporting, Financial Inclusion, FinTech, Industry Dynamics, Users of Information | 0 |

Perhaps the answer to this question is: Not likely, most of the respondents would retain some...

German Based Micro Lender Eyes Small Business Lending – Generates its Own Information

by Joachim Bartels | Jan 21, 2013 | Alternative Data in Credit Reporting, Analytics, BIG DATA, Credit Information, Credit Reporting, Credit Scoring & Decision System, Credit Scoring & Decision System, Financial Inclusion, Germany, Information Solutions for SMEs, Kreditech Germany, Lending Solutions, Microfinance, Users of Information | 0 |

Kreditech, which was launched last year (see our report of November 2012) to provide small loans to consumers is said to be breaking into the small business lending market. At this point in time little is known about the...

Use of Alternative Data for Financial Inclusion Spreading Globally: Mobile Phone and Social Network Data Show Promise

by Joachim Bartels | Aug 5, 2012 | Alternative Data in Credit Reporting, Consumer Credit Information, PERC, PERC, United States | 0 |

PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR) as part of a person’s...