Dr. Michael Turner Speaks at the BIIA 10th Anniversary Business Information Conference
PERC is Tirelessly Championing Alternative Data – Alternative Data Can Be Used to End Credit...
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Category: PERC
PERC Study Examines the Impacts of Full-file Information Sharing on Competition in Lending Markets
PERC’s new study The Impacts of Information Sharing on Competition in Lending Markets specifically...
Read MoreCredit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand
PERC released a report on the impact of comprehensive credit reporting in Australia and New Zealand. The report summarizes the results from a pioneering joint undertaking by PERC and Dun & Bradstreet Australasia using credit...
Read MorePERC Releases Study on Comprehensive Credit Reporting in Australia
PERC released a new study detailing the impacts of more comprehensive credit reporting in Australia and New Zealand. The report, Credit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand, summarizes the...
Read MoreUse of Alternative Data for Financial Inclusion Spreading Globally: Mobile Phone and Social Network Data Show Promise
PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR) as part of a person’s...
Read MoreA New Pathway to Financial Inclusion: Alternative Data, Credit Building, and Responsible Lending in the Wake of the Great Recess
This PERC study compares results with data from2005/2006 and 2009/2010 credit reports to assess the consumer credit impact of including fully reported alternative data in credit reports. The data was selected to capture the...
Read MoreAlternative Data Repairs Bad Credit, Increases Credit Access
At a briefing on Capitol Hill, the Policy and Economic Research Council (PERC) released a report on the consumer credit impacts of including fully reported (timely and late payment data) non-financial payment data (so-called...
Read MoreUS Credit Report Quality: Vast Amount is Accurate According to PERC Study
US consumers can rest easier if they are concerned that there is a likelihood that errors in their credit reports are negatively affecting their credit worthiness, a new study released by the Policy and Economic Research Council...
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