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Callcredit becomes TransUnion as Brand Integration Begins

TransUnion announced the change of the Callcredit brand name to TransUnion, after being acquired by the leading global risk and information solutions provider in a £1 billion deal last month.  As a phased integration process begins, UK businesses and consumers will start to become familiar with TransUnion, which already has a presence in over 30 countries worldwide. The company will ... Read More »

Equifax Partners with Consents.Online to Develop Open Banking Solutions

Equifax, the consumer and business insights expert, has formed a strategic alliance with consents.online, a digital consent management and AISP accredited Open Banking platform which for the first time allows UK consumers and small businesses to manage the sharing of their financial information. The alliance has been established to develop solutions for the UK’s Open Banking initiative which gives online ... Read More »

CIBIL Credit Score Now Available Free Online on WhatsApp

Wishfin, a Fintech startup, has integrated with Whatsapp to launch a new product called ‘Whatsapp for Credit Score’.  As a result consumers can now get CIBIL credit scores on Whatsapp. In India, credit scores are provided by credit bureaus like CIBIL, Equifax, and Experian. However, the most common are the credit scores provided by CIBIL. A CIBIL credit score, like ... Read More »

Callcredit launches Ireland’s first multi-bureau data solution

Building on the success of their established UK platform for multi-bureau processing, Callcredit have launched their unique multi-bureau data solution in Ireland. Combining data from multiple sources, including the Irish Credit Bureau (ICB) and the more recently-formed Central Credit Register (CCR), the solution is the first of its kind for lenders operating in Ireland. It provides data from multiple sources ... Read More »

Analytics: Four in Five Businesses Investing in Advanced Analytics

New report from Experian reveals four strategic priorities for businesses Experian has identified four key priorities for businesses in an evolving market place, all influenced by technology and consumer experience. Organisations are targeting investments in data technologies to boost growth.  Experian’s Business Review found companies are shaping their strategies around: data and analytics; customer insight and customer experience; fraud and ... Read More »

Governance, Risk and Compliance: Revealing the True Cost of Financial Crime

Thomson Reuters published a report on “Revealing the True cost of Financial Crime”.  The report can be downloaded from its website. For those forced into slave labor by criminals infiltrating supply chains, or the victims of sex trafficking gangs who launder their profits through the financial system, the cost is catastrophic. For others, it is wrongly seen as a victimless ... Read More »

Meet our Member Rubix Data Sciences Private Limited

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Rubix Fact Sheet Founded in 2017 in Mumbai. Corporate office in Neelkanth Business Park, Vidyavihar with associate offices in 3 locations – Mumbai, Bangalore and Noida. Founding members are Mohan Ramaswamy, Samir Modi and Dr. Vishnu Ramachandran, who have 60+ years of combined leadership experience in the Risk & Information Services Industry. Funded by leading information industry professionals, noted early ... Read More »

USA Risk Climate: Speed of B2B Payments in the Americas Declines

Increasing level of deterioration in payment practices in the Americas The latest results of annual B2B payment practices survey conducted by global credit insurer Atradius show an increasing level of deterioration in payment practices in the Americas. Average payment duration increased from 61 days in 2017 to 63 days in 2018. On average, 90.3% of respondents frequently experience late payments ... Read More »

TransUnion Completes Acquisition of iovation

TransUnion (NYSE: TRU) has announced that it has completed the acquisition of iovation, one of the most advanced providers of device-based information in the world, strengthening its leadership position in fraud and identity management. iovation pioneered the device intelligence industry and provides a highly advanced digital device reputation consortium, with insight into nearly 5 billion unique devices from more than 35,000 leading ... Read More »

5 Keys to Using AI and Machine Learning in Fraud Detection

We picked up this interesting article from FICO blog series. Payment fraud is an ideal use case for machine learning and artificial intelligence (AI), and has a long track record of successful use. When consumers get a call, text, email or in-app messages from their card issuer asking them to validate a transaction, or informing them of fraud on their card, ... Read More »

Equifax Avoids Fines in Deal with U.S. States over Data Breach

Equifax Inc (EFX.N) avoided fines in a deal with eight states’ banking regulators over a data breach that compromised sensitive data of more than 145 million people, as the credit reporting agency agreed to tighten up security. Equifax’s disclosure of the cyber attack in September 2017, one of the largest to date, prompted the ouster of top executives.  Former Chief ... Read More »


Tinubu Square, a leading provider of trade credit, bonding & surety and receivables finance solutions, has been awarded the 2018 “Trophées du Cloud” by Eurocloud as “Best Vertical SaaS solution”.  The company has been rewarded for its ability to support the digital transformation of the credit insurance industry. During the 12th edition of the EuroCloud France “Trophées du Cloud” Awards ... Read More »

China’s Private Sector Credit Information Services: The Baihang Story

Three years after eight commercial firms were granted permission by the People’s Bank of China (PBOC) to start their pilot programmes in operating personal credit information systems in 2015, none of them have received a license. Instead, they have now become shareholders and active contributors to a new unified platform that has access to an enormous number of personal credit ... Read More »

Ruth P Stevens: 10 Tips for Your Career in Marketing

Before I begin my post, I’d also like to invite you to the next Biznology webinar on July 10th, where Mike Moran is going to interview me about trends in B2B marketing. Having been happily self-employed for half my marketing career, I hesitate to give career advice.  But when asked, I have plenty of opinions to share on how to grow and ... Read More »

CRIF Hong Kong Collaborates with Hong Kong Based Nova Credit to Help SME Development in the Greater Bay Area

On June 22, during the 7th China (Guangzhou) International Finance EXPO (GZIFE), the “Helping SME development in the GBA and promoting international cooperation” Forum was held.   During the event, CRIF Hong Kong Limited signed a cooperation agreement with Nova Credit Limited and various other companies and associations. The aim of the agreement is to help the government establish a ... Read More »

People Are the Most Important Part of a Digital Transformation

Taking care of the skills and capabilities of the individuals in your workforce can pay big dividends. Complete and accurate skills based employee profiles are the first step. Digital transformation means integrating technology into business processes, including striving to automate rote tasks where possible. Digital transformation is a big buzzword, but in reality it has been taking place in companies ... Read More »