As of March 15th, 2013 the business of consumer (personal) and commercial (enterprise) credit information is regulated in China.  Current operators and newcomers must register with the designated regulator, the People’s Bank of China.

The purposes of regulating credit information activities is to safeguard the lawful rights and interests of the parties concerned, guiding and promoting the healthy development of the credit information industry and promoting the establishment of social credit system.

To read a translations of the regulations please click on this link:  2013 China Credit_reporting_regulations

China is the first country which regulates commercial credit information !