Does the number of text messages you send, or the time of day you make your first phone call, say something important about how credit-worthy you are? Cignifi believes it does.
Cignifi is revolutionizing the way financial service companies meet the needs of an estimated 2.7 billion people worldwide with a mobile phone but no access to formal financial services. Cignifi has the first proven credit scoring solution capable of closing this gap.
The company’s patent pending behavior-based score engine delivers a suite of credit risk and response scores for anyone with a mobile phone. Cignifi’s scores provide the underwriting and marketing efficiency needed to profitably serve and reach the world’s growing middle class. A team of world-class behavioral mathematicians in Oxford, England developed the company’s technology.
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