BIIA has asked Phil Cotter, an expert in the consumer and commercial credit information industry and BIIA’s newest contributing staff writer, to express his views about the shape of the credit information industry post financial crisis and how the major players intend to grow their business.

Over the course of four articles he will look at the strategies of the largest players Experian, Equifax, FICO, D&B, two emerging players Cortera and Creditsafe as well as some regional players such as Creditreform & Coface who intended to be game changers by launching the EASY Number.

In a time of continuing uncertainty, how does each of these organisations plan to extend their services to customers and increase their returns to shareholders?

To read part one you need to log on to: