BIIA published a summary of the Q4 and full year results yesterday.  Here is a summary of fourth quarter segment results (domestic and international):  

 USIS fourth quarter results

Total revenue was $387.5 million in the fourth quarter of 2020, an increase of 17 percent from the fourth quarter of 2019. Operating margin for USIS was 29.6 percent in the fourth quarter of 2020, compared to 33.6 percent in the fourth quarter of 2019. Adjusted EBITDA margin for USIS was 43.5 percent in the fourth quarter of 2020, compared to 45.1 percent in the fourth quarter of 2019.

  • Online Information Solutions revenue was $267.5 million, an increase of 18 percent from the fourth quarter of 2019.
  • Mortgage Solutions revenue was $50.4 million, an increase of 55 percent from the fourth quarter of 2019.
  • Financial Marketing Services revenue was $69.6 million, a decrease of 2 percent when compared to the fourth quarter of 2019.

Workforce Solutions fourth quarter results

Total revenue was $406.5 million in the fourth quarter of 2020, a 62 percent increase from the fourth quarter of 2019. Operating margin for Workforce Solutions was 49.2 percent in the fourth quarter of 2020 compared to 39.2 percent in the fourth quarter of 2019. Adjusted EBITDA margin for Workforce Solutions was 56.2 percent in the fourth quarter of 2020, compared to 47.0 percent in the fourth quarter of 2019.

  • Verification Services revenue was $330.0 million, up 70 percent when compared to the fourth quarter of 2019.
  • Employer Services revenue was $76.5 million, up 35 percent when compared to the fourth quarter of 2019.

International fourth quarter results

Total revenue was $247.5 million in the fourth quarter of 2020, a 5 percent increase from the fourth quarter of 2019 and an increase of 3 percent on a local currency basis. Operating margin for International was 13.0 percent in the fourth quarter of 2020, compared to 15.3 percent in the fourth quarter of 2019. Adjusted EBITDA margin for International was 34.0 percent in the fourth quarter of 2020 compared to 36.4 percent in the fourth quarter of 2019.

  • Asia Pacific revenue was $81.4 million, up 10 percent from the fourth quarter of 2019 and up 4 percent on a local currency basis.
  • Europe revenue was $82.5 million, up 8 percent from the fourth quarter of 2019 and up 4 percent on a local currency basis.
  • Latin America revenue was $42.5 million, down 8 percent from the fourth quarter of 2019 and down 1 percent on a local currency basis.
  • Canada revenue was $41.1 million, up 4 percent from the fourth quarter of 2019 and up 3 percent on a local currency basis.

Global Consumer Solutions fourth quarter results

Revenue was $77.0 million, a 13 percent decrease from the fourth quarter of 2019 on a reported and local currency basis. Operating margin was 4.7 percent compared to 13.8 percent in the fourth quarter of 2019. Adjusted EBITDA margin was 20.8 percent compared to 26.9 percent in the fourth quarter of 2019.

Note:  In the fourth quarter, Equifax incurred a $31.9 million charge related to right sizing the organization as investments in technology transformation are reduced in 2021 relative to 2020.

This may have been the cause for a significant drop in the Equifax stock value as per the chart above.

Source: Equifax Earnings Release