God Martovich Gazarov, 26, a Russian native who became a naturalized citizen in January believes Equifax violated the federal Fair Credit Reporting Act and the New York Fair Credit Reporting Act by allegedly failing to provide his full credit report to him and prospective creditors.

God filed a lawsuit in federal court in the Eastern District of New York.  He alleges Equifax only provided an “empty credit report containing none” of his credit history, causing creditors to refuse him credit, the lawsuit filing claims.

In a statement to ABCNews.com, Equifax said: “Equifax has processes in place to help ensure that businesses and individuals requesting access to credit are who they say they are. These processes flag standalone names that generally may not be associated with the valid openings of credit accounts. We are working with the consumer to make the necessary changes to his account.”

Source: ABC News