Experian is the first out of the box of the major business / credit information companies to report its quarterly results for the period April 01 2012 to 30th June 2012 on 13th July, showing strong growth at constant exchange rates across all regions.  The appreciation of the Brazilian Real against the US dollar in particular however dragged the headline growth down to 7%.  Once again Experian continues to outpace the industry in growth thanks to its risk taking in making large acquisitions.

In North America, growth in Credit Services (9%) and Decision Analytics (18%) was strong as the businesses benefited from a modest increase in consumer credit activity, particularly mortgages and the continuing expansion into new verticals such as utilities, health and telecoms.

Latin America, continued to post impressive growth results, with Computec, the Colombian Bureau acquired last year, performing slightly above the buy plan.

UK and Ireland continued to struggle to find growth with Credit Services revenues flat on the same time last year and Decision Analytics revenues declining by  4%.  Marketing Services also declined by 2%.  Consumer Services however recorded 30% growth lifting overall growth in the UK to 7%, assisted by the acquisition of Garlik (Consumer Services) 192 (Decision Analytics -Identity Services) and LM Group (Credit Services – Business Information) in recent months.

Growth in EMEA/APAC at constant exchange rates was 5% with Credit Services growing at 2% and Marketing Services at 12%. Decision Analytics declined by 18% due to difficult trading conditions.

Source: Experian Press Release

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