FICO (NYSE: FICO), announced the availability of FICO Decision Optimizer 6.3. This proven decision management tool applies advanced analytics to individual customer-level decisions to achieve the best tradeoff among competing portfolio goals, such as risk and profitability. Version 6.3 delivers breakthrough capabilities for rapidly and flexibly creating deployable business strategies in the form of decision trees, decision graphs or decision tables.

FICO® Decision Optimizer helps businesses improve decisions in areas such as setting loan amounts, determining credit line increases, developing contingency plans for product recalls, or establishing new premiums for insurance policy renewals. Decision Optimizer is part of FICO’s suite of tools for decision management, which also include FICO Blaze Advisor, FICO® Model Builder and the FICO® Xpress Optimization Suite.