According to the FICO Banking Analytics Blog more consumers nearing perfect FICO® Scores.   Many consumers have moved into the top tier of the FICO® Score range by redoubling their efforts to maintain an excellent credit profile.  Others have fallen into lower tiers, most likely due to the financial stress felt by many households.

At the high end of the score distribution, the number of consumers in the 800-850 range is at its highest level since October 2008. Some 18.3 percent of consumers have FICO® Scores in this range.

Contrast that with the 15.5 percent of consumers between 700-749, which is the lowest percentage we’ve seen since we began tracking this information in 2005. And the percentage of consumers between 750-799 (19.4 percent) is the lowest we’ve seen since April 2009.

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