Dr. Michael Turner | BIIA.com | Business Information Industry Association

New PERC and TCAI Study: Is CROA Choking Credit Report Literacy

by Joachim Bartels | Jun 15, 2015 | Financial Inclusion, Financial Literacy, Regulatory News, United States | 0 |

A newly released study finds that implementation of the Credit Repair Organizations Act (CROA)...

PERC Study on Expanding Credit Access for ‘Credit Invisibles’

by Joachim Bartels | May 28, 2015 | Consumer Credit Information, Credit Bureau News, Financial Inclusion, United States | 0 |

Fully Reported Utility and Telecommunications Payment Data Could Expand Credit Access for “Credit...

PERC Releases Study on Comprehensive Credit Reporting in Australia

by Joachim Bartels | Aug 9, 2012 | Australia, Consumer Credit Reporting, Credit Reporting, Dun & Bradstreet, Dun & Bradstreet Australia, Member, Member News, New Zealand, PERC | 0 |

PERC released a new study detailing the impacts of more comprehensive credit reporting in Australia and New Zealand. The report, Credit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand, summarizes the...

Use of Alternative Data for Financial Inclusion Spreading Globally: Mobile Phone and Social Network Data Show Promise

by Joachim Bartels | Aug 5, 2012 | Alternative Data in Credit Reporting, Consumer Credit Information, PERC, United States | 0 |

PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR) as part of a person’s...

A New Pathway to Financial Inclusion: Alternative Data, Credit Building, and Responsible Lending in the Wake of the Great Recess

by Joachim Bartels | Jun 21, 2012 | Consumer Credit Reporting, PERC, United States | 0 |

This PERC study compares results with data from2005/2006 and 2009/2010 credit reports to assess the consumer credit impact of including fully reported alternative data in credit reports. The data was selected to capture the...