PERC | BIIA.com | Business Information Industry Association

Alternative Data Legislation Reintroduced in Congress

by Joachim Bartels | Feb 10, 2016 | Financial Inclusion, Financial Inclusion and Financial Literacy, Information Aggregation, Regulatory News, Uncategorized, United States | 0 |

In a recent report, the Consumer Financial Protection Bureau (CFPB) estimated there that are more...

USA: Proposed Regulations Aims to Unlock the Potential of Alternative Credit Data

by Joachim Bartels | Oct 26, 2013 | Analytics, BIG DATA, Consumer Credit Information, Credit Bureau News, FICO (Fair Isaac), Regulatory Framework, Regulatory News, United Kingdom | 0 |

FICO BankingAnalyticsBlog reports that in a world of Big Data analytics, debate continues to heat up around the potential of “alternative data” to benefit both businesses and consumers. This hot-button issue has caught the...

PERC releases new report, “The Credit Impacts on Low-Income Americans from Reporting Moderately Late Utility Payments”

by Joachim Bartels | Aug 30, 2012 | Consumer Credit Information, Financial Inclusion, United States | 0 |

In response to questions regarding the June 2012 release of the report, “A New Pathway to Financial Inclusion,” the Policy and Economic Research Council (PERC) released a follow-up report focusing on the impacts of reporting...

PERC Releases Study on Comprehensive Credit Reporting in Australia

by Joachim Bartels | Aug 9, 2012 | Australia, Credit Reporting, Dun & Bradstreet, Dun & Bradstreet Australia, Member, Member News, New Zealand, PERC | 0 |

PERC released a new study detailing the impacts of more comprehensive credit reporting in Australia and New Zealand. The report, Credit Impacts of More Comprehensive Credit Reporting in Australia and New Zealand, summarizes the...

Use of Alternative Data for Financial Inclusion Spreading Globally: Mobile Phone and Social Network Data Show Promise

by Joachim Bartels | Aug 5, 2012 | Alternative Data in Credit Reporting, Consumer Credit Information, PERC, United States | 0 |

PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR) as part of a person’s...