TransUnion announced at the Debt Buyers Association Conference the introduction of two new recovery models — Recovery Propensity Score and Recovery Yield Score. Both of these scores were developed using TransUnion’s freshest consumer data set and advanced modeling technology, allowing customers to supplement their own internal data into the scores to better target those accounts most likely to pay while limiting resources expended on debtors unlikely to pay.
The TransUnion Recovery Propensity Score uses the most recent data available to reflect dynamic economic conditions and predicts the likelihood that an account will pay $50 or more within 12 months. The TransUnion Recovery Yield Score complements the Recovery Propensity Score by including components identifying debtors likely to pay more, enhancing recoveries in the most liquid populations.
