CTOS Data Systems (CTOS) is Malaysia’s largest private credit reporting agency and is a registered Credit Reporting Agency under the Malaysian’s Credit Reporting Agencies Act 2010. CTOS was established in 1990 and is the pioneer agency in the industry.

According to World Bank’s IFC Doing Business Report, Malaysia has been consistently ranked highly in terms of access to credit. As the leading agency, CTOS is proud to have contributed to this success by availing critical information and other value adding risk solutions to lenders and credit grantors. This creates greater transparency within the financial and business ecosystem which empowers businesses to transact with parties with greater confidence. In turn, this translates to wider and faster access to credit for borrowers, both businesses and consumers. CTOS collates extensive information from its subscribers and public domains (including Registrar of Company and Business, National Registration Department, Insolvency Department, government gazettes, courts) to support informed decisions and facilitate fact-based risk management when providing credit.

CTOS is widely used by the country’s banking and financial institutions, insurance companies, utility companies, telecommunication providers, large corporations, legal firms, businesses, state and statutory bodies. It maintains one of the most comprehensive databases of information with over 10 million individual records and 2 million company records in Malaysia.

For more information, please visit www.ctos.com.my.

CTOS Data Systems Sdn Bhd (247651H)
Unit 01-12, Level 9
Tower A, Vertical Business Suite
Avenue 3, Bangsar South
No. 8, Jalan Kerinchi
59200, Kuala Lumpur

General Line: +603 2722 8833
Fax: +603 2722 8822
Website: www.ctos.com.my