TransUnion reported that during the third quarter of 2009 two of its proprietary risk indices used to manage portfolio risk, the Credit Risk Index (CRI) and the Insurance Risk Index (IRI), diverged suggesting that U.S. risk conditions are beginning to improve.

During the third quarter of 2009, TransUnion’s Credit Risk Index increased nationally 0.8 percent to 129.3 from 128.3 in the previous quarter. The Insurance Risk Index decreased 0.1 percent from 99.6 in the second quarter of 2009 to 99.5 in the third quarter of 2009. The last time these two risk indices went in different directions was during the first quarter of 2007, prior to the current recession.

Source:  TransUnion Press Release

BIIA Newsletter February 2010 Issue